Projected Mortgage Rates In 2025. Predictions for 2025 indicate that mortgage rates may continue to decrease, with estimates suggesting an average of 5.9% to 6.2% by the end of the year. Wondering what home loan rates might average in the coming year?
Like last year, most industry pundits and economists expect mortgage rates to ease in 2025, but remain elevated relative to levels seen in 2022 and earlier. Mortgage rates and property prices remain tightly linked, with falling rates historically driving housing demand—and, in turn, higher prices.
